Catastrophic Program | WeShare Access™
WeShare Access™ is a highly cost-effective option for people looking for sharing support for preventive care and major, unexpected illnesses and injuries.
There are two options with WeShare Access™ to fit varying needs: $5,000 or $10,000 Annual Member Care Share amounts. Members can choose the lower AMCS amount to provide more security, requiring you to pay less out-of-pocket when you need to access care. Alternatively, the higher AMCS amount offers lower Monthly Contributions for members who may not frequently access medical care beyond preventive and office visits.
Both options provide low-cost sharing benefits to maintain a healthy lifestyle, focusing on well and sick visits through CVS MinuteClinic, as well as Telehealth services, Urgent Care, Hospitalizations and Prescriptions.
Here are just a few of the awesome benefits and resources included in your – WeShare Access™ membership:
$0 consult fee for Wellness & Preventive Care with no annual maximum through CVS MinuteClinic™
the largest independent network in the country, for Urgent Care and Hospitalizations
With over 68,000 retail Pharmacy locations with a $2,500 annual maximum to meet your prescription needs
sick visits to help you feel better with a $20 consult fee
$0 consult fee for Behavioral Health Counseling through BetterHelp
Access to Noom, FitBod, RightNow Media, HelloFresh, and Active&Fit Direct to support holistic care
Fitbod adapts to support you when your fitness goals evolve, gym equipment changes, or when you need some variety to stay motivated.
Noom teaches you daily tweaks to hit your nutrition goals.
RightNow Media gives you access to over 20,000 Biblically-based videos.
HelloFresh offers healthy, convenient, and nutritious meal options.
Active&Fit Direct will help you find your perfect gym for just $28/mo. with 12,700+ facility options nationwide.
| Member Type | AMCS | ||||
|---|---|---|---|---|---|
|
Individual |
$5,000 per member |
$10,000 per member |
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|
Family |
$10,000 per family |
$20,000 per family |
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*For Families, a minimum of two members must meet their individual maximum AMCS within a calendar year.
**Annual Member Care Share is the amount you pay for certain medical services before sharing begins. It acts like a deductible.
Shortened Sharing
Eligibility Window
Lower
Contribution Rate
24/7 Amwell virtual care is designed to make your journey to health accessible. Leveraging technology, Telehealth gets you the care you need faster and easier than a traditional office visit, in the privacy of your own home or while on the go. With your WeShare membership, you get unlimited Amwell Virtual visits at not cost to you.
| Service | Member Responsibility | WeShare Access™ |
|---|---|---|
|
Annual Routine Health Visits with CVS MinuteClinic |
No additional member cost
|
100% paid from shared contributions |
|
Virtual Medical Visits |
No additional member cost
|
Shared through program membership |
|
Virtual Behavioral Health Counseling |
No additional member cost
|
Up to 10 visits shared through program membership |
|
CVS MinuteClinic™ |
$20 consultation fee
|
Sharing pays for the remainder of the bill |
|
Labs - Quest Diagnostics or LabCorp of America
Must be ordered by CVS MinuteClinic or as part of hospitalization |
$40 consultation fee
|
Sharing pays for the remainder of the bill |
|
Labs - All others
Must be ordered by CVS MinuteClinic or as part of hospitalization |
AMCS amount |
100% paid from sharing once AMCS is met |
|
X-rays associated with MinuteClinic visit or hospitalization |
$25 consultation fee
|
Sharing pays for the remainder of the bill |
|
Other Radiology associated with MinuteClinic visit or hospitalization |
AMCS amount |
100% paid from sharing once AMCS is met |
|
Urgent Care |
$100 consultation fee |
Sharing pays for the remainder of the bill |
|
Emergency Room |
$750 consultation fee AMCS applies if admitted |
Sharing pays for the remainder of the bill |
|
Hospital Services |
AMCS amount |
100% paid from sharing once AMCS is met |
|
FDA-Approved Prescriptions |
Fee depends on drug formulary, only eligible for Generic and Standard Brand Formulary |
Sharing pays for the remainder of the bill up to $2,500 annual maximum for a
30-day pharmacy fill
90-day mail-order supply, per medical visit |
|
Dental & Vision Discount Programs |
No additional member cost
|
Shared through program membership |
|
Wellness Perks and Discounts: Noom, FitBod, RightNow Media, HelloFresh, Active&Fit Direct |
No additional member cost |
1-year subscription to Noom, Fitbod, and RightNow Media, 1-year HelloFresh discount, and access to Active&Fit direct for just $28/mo included with membership (valued at $1000) |
Note: To help keep your healthcare simple, eligible services that apply a consultation fee are not subject to the AMCS. For eligible services subject to the AMCS, they are shared at 100% once the AMCS is met. Please see the program details or contact us for a comprehensive list of eligible services.
sharing maximum for year one of continuous membership
sharing maximum for year two of continuous membership
sharing maximum for year three of continuous membership
Once a member reaches their 3-year membership anniversary, there’s no more annual sharing maximum for the treatment of the condition.
Pre-existing conditions are defined as conditions closely correlated to a hereditary illness with a close family history or an individual’s personal history where that individual presented symptoms, were being tested for, or were diagnosed with a condition prior to enrollment.
The S.M.A.R.T. and A.I.D.D. Care Programs provide additional sharing for those faced with major life-threatening illnesses or unexpected accidents. S.M.A.R.T. Care helps lessen the financial burden commonly caused by the unexpected costs of a serious illness through support with bills such as mortgage, rent, utilities, plus 10+ more related expenses. A.I.D.D. Care provides additional accident benefits to assist with major medical expenses, including in-home recovery and the out-of-pocket responsibility of your WeShare program.
© 2023 Unite Health Share Ministries™ and WeShare®
WeShare® is not a reimbursement program. WeShare® is not an insurance company nor is the membership offered through an insurance company. WeShare® membership is offered and administered by Unite Health Share Ministries™ (UHSM), a nonprofit, religious healthcare sharing ministry that facilitates member-to-member sharing of medical expenses. WeShare® is connected through partnerships to provide resources, community, and healthcare for all WeShare® members. WeShare® members have access to pre-negotiated rates for medical services through vast networks, including the PHCS® PPO, CVS Caremark™, BetterHelp, DocDay and CVS MinuteClinic™ networks. Members should never have to pay cash up-front for services in-network, with the only payment incurred at the time of service being the per member, per visit, consultation fee, as outlined in the Membership Guidelines. All Sharing Members are responsible for their own medical expenses, less amounts paid from shared dollars.
